Same date. Same amount. Deposited automatically into your bank account. Mojuto converts your crypto into a predictable naira salary — on your schedule.
No more manual conversions, rate negotiations, or guessing when money will land. Set it up once and let it run.
Free to start · No subscription · Withdraw anytime
The Real Problem
$2,000 in January. Nothing in February. $800 in March. Then a $4,000 airdrop in April that vanishes by June. You're not earning poorly — you just have no system to manage what you earn. Your salaried friend makes less than you but budgets with confidence. The difference? A fixed pay date and a schedule. That's what you're missing.
THE FIVE LAYERS
Why so many crypto earners feel financially unstable — even when the money is good.
There's no fixed pay date and no consistent rhythm. It's difficult to plan for rent, bills, or anything else when you don't know when the next payment is coming.
When a large sum hits your wallet all at once, the natural impulse is to convert everything. Within two weeks, the money is gone — not because you overspent, but because there was no system to manage it.
Converting $3,000 to ₦4.5 million in January sounds great — until inflation reduces that balance by 5–10% before you've had a chance to use it.
Finding merchants, comparing rates, waiting for confirmations, and hoping nothing goes wrong. Each cycle costs 30 to 60 minutes of effort.
A salaried worker earning a fraction of your income can budget with confidence. You earn more but can't plan ahead. The difference isn't income — it's structure.
Mojuto gives you the financial structure of a salaried job — without giving up your freedom.
Deposit your crypto. Choose your payout dates and amounts. Naira arrives in your bank on schedule, automatically — the same way a salary would, but on your terms.
How It Works
Send USDC from any crypto wallet, or purchase USDC directly with naira on the platform. Your balance is reflected immediately.
Choose how much you want to receive and how often — weekly, bi-weekly, or monthly. Select your preferred dates and save.
On each scheduled date, the equivalent naira amount is deposited directly into your Nigerian bank account. No manual steps required.
The Comparison
Dollar Protection
Most people convert their crypto to naira immediately — and then watch inflation erode the balance before they can spend it.
With Mojuto, your funds remain in USDC until your scheduled payout date. You only convert to naira when you actually need it. That's not just convenience — it's better financial timing.
WHO IT'S FOR
Pricing
No subscriptions. No hidden charges. You only pay when you get paid.
PER PAYOUT
₦1,000
USDC or naira
Competitive, shown upfront
What you see is what you get
FAQ
Mojuto is a crypto salary tool. You deposit USDC, choose your payout schedule, and receive naira in your bank account automatically on the dates you selected.
P2P handles one-time conversions. Mojuto provides ongoing structure. You set your schedule once, your funds remain in dollars until each payout date, and naira is deposited into your account automatically — no merchants or negotiations involved.
Yes, at any time. You can pause, adjust, or cancel your payout schedule from the dashboard. Emergency withdrawals are always available.
We support USDC and USDT across multiple networks including Polygon, Base, Ethereum, Solana, and Tron. Payouts go to all major Nigerian banks. If you don't hold crypto, you can purchase USDC with naira directly on the platform.
The naira loses purchasing power over time due to inflation. USDC is pegged to the US dollar, so your balance retains its value until the exact date you need it converted to naira.
Your crypto deserves a pay date.
Set your schedule once. Receive naira on your terms, every time.
No hidden fees · Withdraw anytime · Built for Nigerians